Payment Links & QR Code Solution

Pay without hardware

Our Product lets you collect payments instantly with zero hardware. Generate a link or QR code, share it via SMS, email or WhatsApp, your customer pays in seconds, simple, fast & completely frictionless from any device, anywhere in the world.


  • Freelancers & Service Providers: Send a payment link directly to your client via WhatsApp, email or SMS the moment a job is done — no invoicing delays, no card machines, just instant payment straight into your account every single time.
  • Online & Social Commerce: Sell through Instagram, Facebook or any messaging platform without a website or checkout page. Share your Zuato payment link in any conversation and turn every chat into a completed, trackable sale effortlessly.
  • Restaurants & Retail: Display a QR code at your table, counter or storefront and let customers pay instantly from their own phone — no terminal, no contact, no queue. Fast, hygienic and fully managed from your Zuato dashboard in real time.

Payment methods

50 +

Cards, wallets and local methods supported.

Checkout time

5 secs

Average time to complete a payment link.

Hardware needed

0

No terminals or card machines just link or QR code.

Merchants active

7500 +

Businesses collecting payments via links & QR.



Onboarding Process

Steps to get you started

Getting started with Zuato Payment Link & QR is simple and straightforward. Our streamlined onboarding process ensures your business is up and running in no time. From document submission to account activation, we guide you every step of the way, ensuring a smooth and hassle-free setup experience.


1

Submit your KYB and KYC documents for verification

Share your company KYB documents along with KYC of all shareholders for verification. Our team will review your submission and update you on pre-approval status within 24 hours of receiving all documents.

2

Bank approval & Merchant account activation

Once pre-approved we submit your application to our banking partners for final approval. The bank review and merchant account activation process is typically completed within 3 to 4 working days.

3

Dashboard access and QR, Payment Link activation

Upon approval your merchant dashboard will be created and activated instantly. Your Payment Link and QR code will be ready to share and accept payments within 2 to 3 business working days.


Technical Specifications

Explore our Payment Link & QR

Zuato Payment Link & QR is a smart digital solution built for modern businesses online and in-store. It accepts all major cards, Apple Pay and Google Pay contactless payments. It offers instant link generation and dynamic QR codes for fast and reliable payment collection with no hardware needed, enabling secure payments anywhere, anytime. Made for businesses that need speed, simplicity and security in every transaction they handle daily.

Get paid as fast as the next business day with instant cash flow on demand for a small fee. Transparent flat rate pricing on all domestic transactions with no hidden fees or long term contracts whatsoever. Universal payment acceptance supports all major cards plus Apple Pay and Google Pay so you never miss a sale. Effortless sharing via WhatsApp, email or SMS lets you collect payments anywhere with no hardware needed at all. Your payments simplified.


  • Link Sharing: WhatsApp, Email & SMS
  • QR Type: Dynamic & Static QR
  • Hardware: No Device Required
  • Compatible: All Smartphones & Browsers
  • OS Support: All Major Platforms
  • Payment: Contactless, Cards & QR
  • Setup: 100% Digital, No Hardware
  • Dashboard: Real-Time Payment Tracking
  • Special Feature: Instant Link Generation

Why Choose our Solution?

Experience next-level payment flexibility with instant settlements, transparent pricing, and universal payment acceptance. Zuato Payment Link & QR empowers your business with effortless sharing, reliability, and the freedom to get paid anywhere, anytime.

Ready to accept payments anywhere and grow your business today?

Get started with Zuato Payment Link & QR and experience fast secure and seamless payments on the go.


Simple & Transparent Pricing

No hidden fees, surprises

Zuato Payment Link & QR offers simple and transparent pricing designed for businesses of all sizes. Our flat rate pricing ensures you always know what you pay with zero hidden fees or long term contracts whatsoever today here now.


  • Competitive flat rates for domestic and international cards with no hidden fees or surprise charges.
  • Special subsidised rates for Government, Healthcare and Education sectors. Contact us for details.
  • Higher volume businesses receive same competitive rates. Reach out for custom pricing options.

Setup Charge Amount

One time setup fee for onboarding

AED 500

Domestic Standard Cards

Visa, Mastercard and Std. domestic cards

1.75%

Premium Cards Rates

Premium and rewards category cards

2.30%

International Cards

All international and foreign issued cards

2.45%

Transaction Fee Charge

Fixed fee applied on every transaction

AED 1

AMEX Standard Rate

American Express standard card

3.50%

Government Sector Rate

Subsidised rates for Govt. merchants

Contact Us

Healthcare Sector Rate

Subsidised rates for healthcare merchants

Contact Us

Education Sector Rate

Subsidised rates for education merchants

Contact Us

High Volume Merchants

Same competitive rates for higher volumes

Contact Us

A closer look at our Payment Link / QR in action.

Product Showcase