SoftPOS – Accept payments directly

Your phone is a terminal

Zuato SoftPOS turns any NFC-enabled Android phone into a payment terminal. No hardware, setup or maintenance fees—just download, onboard and start accepting contactless cards, digital wallets and QR payments from your device.


  • Field Sales & Agents: Equip your field team with a zero-cost SoftPOS terminal on their smartphones. Agents can accept contactless cards and digital wallets, close sales and collect payments on the spot with no extra hardware or delays.
  • Delivery & Logistics: Give every driver a payment terminal without bulky or expensive hardware — SoftPOS turns their Android phone into a fully capable terminal, collecting contactless and QR payments seamlessly at every customer doorstep.
  • Pop-Ups & Market Traders: Set up and start selling anywhere in minutes with nothing more than your smartphone — no terminal to carry, no battery to charge and no hardware to maintain, just a pocket payment solution.

Hardware cost

0

No terminals or hardware — just your phone.

App setup time

10 mins

Get started and accept payments in minutes.

Payment methods

3 -in-1

Cards, wallets and QR payments in one app.

Active app users

1000 +

Merchants and agents using SoftPOS daily.



Onboarding Process

Steps to get you started

Getting started with Zuato Soft POS is simple and straightforward. Our streamlined onboarding process ensures your business is up and running in no time. From document submission to app activation, we guide you every step of the way, ensuring a smooth and hassle-free setup experience.


1

Submit your KYB and KYC documents for verification

Share your company KYB documents along with KYC of all shareholders for verification. Our team will review your submission and update you on pre-approval status within 24 hours of receiving all documents.

2

Bank approval & Merchant account activation

Once pre-approved we submit your application to our banking partners for final approval. The bank review and merchant account activation process is typically completed within 3 to 4 working days.

3

App download and Soft POS instant activation

Upon approval simply download the Zuato Soft POS app and your merchant account will be activated instantly. Your smartphone becomes a fully functional payment terminal within minutes of approval.


Technical Specifications

Explore our Soft POS

Zuato Soft POS is a smart app-based solution that transforms any NFC-enabled smartphone into a fully functional payment terminal instantly. Featuring tap to pay technology for fast and reliable contactless card acceptance with Apple Pay and Google Pay support enabling quick and secure payments anywhere anytime. Designed for businesses that demand speed simplicity and security in every single transaction they process daily. Built for the future of payments.

Get paid as fast as the next business day with instant cash flow on demand for a small fee. Transparent flat rate pricing on all domestic transactions with no hidden fees or long term contracts whatsoever. Universal payment acceptance supports all major cards plus Apple Pay and Google Pay so you never miss a sale. Zero hardware needed as your existing smartphone handles everything with no extra investment at all. Your payments simplified.


  • Technology: NFC Tap to Pay
  • Interface: Mobile App Based
  • Hardware: No Extra Device Needed
  • Compatible: NFC Enabled Smartphones
  • OS Support: iOS & Android
  • Payment: Contactless, NFC & Wallets
  • Setup: App Download & Activate
  • Dashboard: Real-Time Payment Tracking
  • Special Feature: Phone as Terminal

Why Choose our Soft POS?

Experience next level payment flexibility with instant settlements transparent flat rate pricing and universal payment acceptance. Zuato Soft POS empowers your business with zero hardware effortless mobility and the freedom to get paid anywhere anytime.

Ready to accept payments anywhere and grow your business today?

Get started with Zuato Soft POS and experience fast secure and seamless payments using just your smartphone.


Simple & Transparent Pricing

No hidden fees, surprises

Zuato Soft POS offers simple and transparent pricing designed for businesses of all sizes. Our flat rate pricing ensures you always know what you pay with zero hidden fees or long term contracts whatsoever today here now.


  • Competitive flat rates for domestic and international cards with no hidden fees or surprise charges.
  • Special subsidised rates for Government, Healthcare and Education sectors. Contact us for details.
  • Higher volume businesses receive same competitive rates. Reach out for custom pricing options.

Setup Charge Amount

One time setup fee for onboarding

AED 750

Domestic Standard Cards

Visa, Mastercard and Std. domestic cards

1.75%

Premium Cards Rates

Premium and rewards category cards

2.30%

International Cards

All international and foreign issued cards

2.45%

Transaction Fee Charge

Fixed fee applied on every transaction

AED 1

AMEX Standard Rate

American Express standard card

3.50%

Government Sector Rate

Subsidised rates for Govt. merchants

Contact Us

Healthcare Sector Rate

Subsidised rates for healthcare merchants

Contact Us

Education Sector Rate

Subsidised rates for education merchants

Contact Us

High Volume Merchants

Same competitive rates for higher volumes

Contact Us